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How MetLife Is Making Dental Care More Affordable
Do you have MetLife dental insurance? Whether you bought your policy independently or have it through your employer, it's a valuable resource that you should utilize fully. It can protect your smile from decay and gum disease and provide financial assistance if you ever need restorative care. But how can you get the most value from your policy? Our team is proud to be in-network with MetLife dental insurance, and we specialize in helping our patients maximize their benefits.
Metlife Employers In Frisco
At New Smiles Dental Excellence of Frisco of Frisco, we understand the importance of dental insurance for employers in Frisco, TX. That’s why we’ve partnered with MetLife, a trusted dental insurance provider, to offer comprehensive plans tailored to meet the needs of both employers and employees. With our dental insurance solutions, you can ensure your employees receive top-quality dental care with the added benefit of affordable coverage.
Metlife Coverage Availability & Fees
MetLife offers a variety of insurance plans, with PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) plans being the most common. With a DHMO plan, you're typically required to visit a specific dentist within the network, while a PPO policy allows you the flexibility to see any dentist of your choice while still utilizing your benefits. Here’s a basic outline of how PPO coverage typically functions:
- 100% for preventive services (e.g., dental checkups and cleanings, X-rays)
- 70-80% for minor restorative services (e.g., dental fillings)
- 50-70% for major restorative services (e.g., dental crowns, tooth extractions, dental implants)
It's important to note that visiting an in-network MetLife dentist in Frisco, TX may provide you with better coverage rates compared to out-of-network practices. Our practice has a contract with MetLife designed to benefit both the insurance provider and our patients, resulting in cost savings. Moreover, our extensive experience working with MetLife allows us to help you understand your policy and leverage it to your advantage.
For instance, we can help you strategize your treatment schedule to maximize your annual maximum—the highest dollar amount your policy will cover for approved treatments within a year. This often involves spacing out major services across multiple appointments between calendar years, enabling patients who require extensive treatment to utilize two annual maximums instead of just one.
Meet Our Dental Insurance Coordinator
Our entire team at New Smiles Dental Excellence of Frisco is dedicated to helping you maximize your dental insurance benefits. Our dental insurance coordinators, located at our front desk, play a crucial role in this process. These skilled professionals specialize in verifying insurance coverage, filing claims, and explaining how your coverage applies to different services. If you need assistance in optimizing your MetLife dental benefits, don't hesitate to contact us at New Smiles Dental Excellence of Frisco today.
